|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/17/07
|
B A
L A N C E S H E E T
|
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2007
|
2008
|
2009
|
2010
|
2011
|
|
Age:
|
37/36
|
38/37
|
39/38
|
40/39
|
41/40
|
|
LIQUID
ASSETS
|
|
|
|
|
|
|
Cash Balance
|
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
|
|
|
|
|
|
|
|
Cash
Deposits
|
|
|
|
|
|
|
Bank
Account
|
28,560
|
29,131
|
29,714
|
30,308
|
30,914
|
|
CDs
|
10,325
|
10,661
|
11,007
|
11,365
|
11,734
|
|
529 Plans
|
59,899
|
68,643
|
77,912
|
87,737
|
98,151
|
|
|
98,784
|
108,435
|
118,633
|
129,410
|
140,799
|
|
Stocks
& Bonds
|
|
|
|
|
|
|
U S Govt Bonds
|
5,177
|
5,361
|
5,551
|
5,748
|
5,952
|
|
Corporate
Bonds
|
12,600
|
13,230
|
13,892
|
14,587
|
15,316
|
|
Municipal
Bonds
|
13,905
|
14,322
|
14,752
|
15,195
|
15,651
|
|
Excess
Cash Fund
|
11,464
|
26,870
|
46,011
|
67,364
|
97,047
|
|
IBM Stock
|
4,004
|
4,164
|
4,331
|
4,504
|
4,684
|
|
S&P
500 Fund
|
30,314
|
32,187
|
34,175
|
36,287
|
38,528
|
|
|
77,464
|
96,134
|
118,712
|
143,684
|
177,178
|
|
Life
Insurance
|
|
|
|
|
|
|
Tammmy's
VUL
|
37,986
|
39,505
|
41,086
|
42,729
|
44,438
|
|
|
37,986
|
39,505
|
41,086
|
42,729
|
44,438
|
|
|
|
|
|
|
|
|
Liquid Assets
|
215,234
|
245,074
|
279,431
|
316,824
|
363,415
|
|
|
|
|
|
|
|
|
NONLIQUID
ASSETS
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retirement
Plans
|
|
|
|
|
|
|
Matt's
IRA
|
28,132
|
29,820
|
31,609
|
33,506
|
35,516
|
|
Tammy's
IRA
|
18,006
|
19,086
|
20,231
|
21,445
|
22,732
|
|
Tammy's
Roth IRA
|
10,600
|
13,303
|
14,101
|
14,947
|
15,844
|
|
Matt's
401k
|
44,022
|
65,924
|
89,770
|
115,681
|
143,784
|
|
Tammy's
SEP
|
38,784
|
50,937
|
64,114
|
78,385
|
93,825
|
|
|
139,544
|
179,070
|
219,825
|
263,964
|
311,701
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
684,950
|
705,499
|
726,663
|
748,463
|
770,917
|
|
|
684,950
|
705,499
|
726,663
|
748,463
|
770,917
|
|
|
|
|
|
|
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
|
|
|
|
|
|
|
|
The Balance Sheet provides year by year projections for assets and liabilities.
|
|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/17/07
|
B A
L A N C E S H E E T (cont.)
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2007
|
2008
|
2009
|
2010
|
2011
|
|
Age:
|
37/36
|
38/37
|
39/38
|
40/39
|
41/40
|
|
Personal
Property
|
|
|
|
|
|
|
Residence
|
592,250
|
610,018
|
628,318
|
647,168
|
666,583
|
|
Other
Pers Assets
|
65,000
|
65,000
|
65,000
|
65,000
|
65,000
|
|
|
657,250
|
675,018
|
693,318
|
712,168
|
731,583
|
|
|
|
|
|
|
|
|
Nonliquid Assets
|
1,481,744
|
1,559,587
|
1,639,806
|
1,724,595
|
1,814,201
|
|
|
|
|
|
|
|
|
Total Assets
|
1,696,978
|
1,804,661
|
1,919,237
|
2,041,419
|
2,177,616
|
|
|
|
|
|
|
|
|
LIABILITIES
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
Loans
|
|
|
|
|
|
|
Home
Mortgage
|
226,137
|
221,513
|
216,615
|
211,428
|
205,934
|
|
|
226,137
|
221,513
|
216,615
|
211,428
|
205,934
|
|
Notes
Payable
|
|
|
|
|
|
|
Car Loan
|
18,757
|
12,751
|
6,311
|
0
|
0
|
|
|
18,757
|
12,751
|
6,311
|
0
|
0
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
219,831
|
214,900
|
209,665
|
204,107
|
198,206
|
|
|
219,831
|
214,900
|
209,665
|
204,107
|
198,206
|
|
|
|
|
|
|
|
|
Total Liabilities
|
464,725
|
449,164
|
432,591
|
415,535
|
404,140
|
|
|
|
|
|
|
|
|
Net Worth
|
1,232,253
|
1,355,497
|
1,486,646
|
1,625,884
|
1,773,476
|
|
|
|
|
|
|
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/17/07
|
B A
L A N C E S H E E T
|
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2012
|
2013
|
2014
|
2015
|
2016
|
|
Age:
|
42/41
|
43/42
|
44/43
|
45/44
|
46/45
|
|
LIQUID
ASSETS
|
|
|
|
|
|
|
Cash Balance
|
1,000
|
1,000
|
1,000
|
1,000
|
1,000
|
|
|
|
|
|
|
|
|
Cash
Deposits
|
|
|
|
|
|
|
Bank
Account
|
31,532
|
32,163
|
32,806
|
33,462
|
34,131
|
|
CDs
|
12,115
|
12,509
|
12,916
|
13,336
|
13,769
|
|
529 Plans
|
109,190
|
120,891
|
133,294
|
141,292
|
149,770
|
|
|
152,837
|
165,563
|
179,016
|
188,090
|
197,670
|
|
Stocks
& Bonds
|
|
|
|
|
|
|
U S Govt Bonds
|
6,163
|
6,382
|
6,609
|
6,844
|
7,087
|
|
Corporate
Bonds
|
16,082
|
16,886
|
17,730
|
18,617
|
19,548
|
|
Municipal
Bonds
|
16,121
|
16,605
|
17,103
|
17,616
|
18,144
|
|
Excess
Cash Fund
|
128,956
|
155,875
|
184,717
|
221,367
|
260,214
|
|
IBM Stock
|
4,871
|
5,066
|
5,269
|
5,480
|
5,699
|
|
S&P
500 Fund
|
40,909
|
43,436
|
46,119
|
48,969
|
51,994
|
|
|
213,102
|
244,250
|
277,547
|
318,893
|
362,686
|
|
Life
Insurance
|
|
|
|
|
|
|
Tammmy's
VUL
|
46,216
|
48,064
|
49,987
|
51,986
|
54,066
|
|
|
46,216
|
48,064
|
49,987
|
51,986
|
54,066
|
|
|
|
|
|
|
|
|
Liquid Assets
|
413,155
|
458,878
|
507,550
|
559,969
|
615,422
|
|
|
|
|
|
|
|
|
NONLIQUID
ASSETS
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retirement
Plans
|
|
|
|
|
|
|
Matt's
IRA
|
37,647
|
39,906
|
42,300
|
44,838
|
47,528
|
|
Tammy's
IRA
|
24,096
|
25,542
|
27,075
|
28,699
|
30,421
|
|
Tammy's
Roth IRA
|
16,795
|
17,803
|
18,871
|
20,003
|
21,203
|
|
Matt's
401k
|
174,213
|
207,111
|
242,631
|
280,932
|
322,715
|
|
Tammy's
SEP
|
110,514
|
128,536
|
147,981
|
168,945
|
191,529
|
|
|
363,265
|
418,898
|
478,858
|
543,417
|
613,396
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
794,045
|
817,866
|
842,402
|
867,674
|
893,704
|
|
|
794,045
|
817,866
|
842,402
|
867,674
|
893,704
|
|
Personal
Property
|
|
|
|
|
|
|
Residence
|
686,580
|
707,177
|
728,393
|
750,245
|
772,752
|
|
Other
Pers Assets
|
65,000
|
65,000
|
65,000
|
65,000
|
65,000
|
|
|
751,580
|
772,177
|
793,393
|
815,245
|
837,752
|
|
|
|
|
|
|
|
|
Nonliquid Assets
|
1,908,890
|
2,008,941
|
2,114,653
|
2,226,336
|
2,344,852
|
|
|
|
|
|
|
|
|
Total Assets
|
2,322,045
|
2,467,819
|
2,622,203
|
2,786,305
|
2,960,274
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/17/07
|
B A
L A N C E S H E E T (cont.)
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2012
|
2013
|
2014
|
2015
|
2016
|
|
Age:
|
42/41
|
43/42
|
44/43
|
45/44
|
46/45
|
|
|
|
|
|
|
|
|
LIABILITIES
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
Loans
|
|
|
|
|
|
|
Home
Mortgage
|
200,116
|
193,955
|
187,430
|
180,520
|
173,202
|
|
|
200,116
|
193,955
|
187,430
|
180,520
|
173,202
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
191,942
|
185,291
|
178,230
|
170,733
|
162,774
|
|
|
191,942
|
185,291
|
178,230
|
170,733
|
162,774
|
|
|
|
|
|
|
|
|
Total Liabilities
|
392,058
|
379,246
|
365,660
|
351,253
|
335,976
|
|
|
|
|
|
|
|
|
Net Worth
|
1,929,987
|
2,088,573
|
2,256,543
|
2,435,052
|
2,624,298
|
|
|
|
|
|
|
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/18/07
|
B A
L A N C E S H E E T
|
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2020
|
2025
|
2030
|
2035
|
2060
|
|
Age:
|
50/49
|
55/54
|
60/59
|
65/64
|
89
|
|
LIQUID
ASSETS
|
|
|
|
|
|
|
Cash Balance
|
1,000
|
1,000
|
1,000
|
970
|
1,000
|
|
|
|
|
|
|
|
|
Cash
Deposits
|
|
|
|
|
|
|
Bank
Account
|
36,944
|
40,790
|
45,036
|
49,724
|
81,571
|
|
CDs
|
15,648
|
18,362
|
21,546
|
25,282
|
56,241
|
|
529 Plans
|
189,081
|
39,892
|
0
|
0
|
0
|
|
|
241,673
|
99,044
|
66,582
|
75,006
|
137,812
|
|
Stocks
& Bonds
|
|
|
|
|
|
|
U S Govt Bonds
|
8,149
|
9,702
|
11,550
|
13,751
|
32,889
|
|
Corporate
Bonds
|
23,760
|
30,324
|
38,702
|
49,394
|
167,268
|
|
Municipal
Bonds
|
20,421
|
23,674
|
27,444
|
31,815
|
66,616
|
|
Excess
Cash Fund
|
441,902
|
734,463
|
1,105,193
|
1,118,074
|
5,225,411
|
|
IBM Stock
|
6,667
|
8,111
|
9,869
|
12,007
|
32,008
|
|
S&P
500 Fund
|
66,084
|
89,180
|
120,349
|
162,411
|
726,917
|
|
|
566,982
|
895,454
|
1,313,106
|
1,387,452
|
6,251,110
|
|
Life
Insurance
|
|
|
|
|
|
|
Tammmy's
VUL
|
63,249
|
76,953
|
93,625
|
113,909
|
303,662
|
|
|
63,249
|
76,953
|
93,625
|
113,909
|
303,662
|
|
|
|
|
|
|
|
|
Liquid Assets
|
872,905
|
1,072,451
|
1,474,313
|
1,577,336
|
6,693,584
|
|
|
|
|
|
|
|
|
NONLIQUID
ASSETS
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Retirement
Plans
|
|
|
|
|
|
|
Matt's
IRA
|
60,003
|
80,297
|
107,455
|
143,799
|
2,759,558
|
|
Tammy's
IRA
|
38,406
|
51,396
|
68,780
|
92,043
|
1,691,259
|
|
Tammy's
Roth IRA
|
26,767
|
35,820
|
47,935
|
64,149
|
275,320
|
|
Matt's
401k
|
524,657
|
878,737
|
1,380,709
|
1,897,941
|
0
|
|
Tammy's
SEP
|
300,337
|
487,994
|
752,832
|
1,055,733
|
0
|
|
|
950,170
|
1,534,244
|
2,357,711
|
3,253,665
|
4,726,137
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
1,005,872
|
1,166,082
|
1,351,808
|
1,567,116
|
3,281,193
|
|
|
1,005,872
|
1,166,082
|
1,351,808
|
1,567,116
|
3,281,193
|
|
Personal
Property
|
|
|
|
|
|
|
Residence
|
869,739
|
1,008,266
|
1,168,857
|
1,355,025
|
2,837,122
|
|
Other
Pers Assets
|
65,000
|
65,000
|
65,000
|
65,000
|
65,000
|
|
|
934,739
|
1,073,266
|
1,233,857
|
1,420,025
|
2,902,122
|
|
|
|
|
|
|
|
|
Nonliquid Assets
|
2,890,781
|
3,773,592
|
4,943,376
|
6,240,806
|
10,909,452
|
|
|
|
|
|
|
|
|
Total Assets
|
3,763,686
|
4,846,043
|
6,417,689
|
7,818,142
|
17,603,036
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
|
|
|
Legend Financial
|
|
|
|
|
|
|
Princeton, NJ 08540
|
|
|
|
|
|
|
05/18/07
|
B A
L A N C E S H E E T (cont.)
|
|
|
Mathew
Retires at age 62
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mathew & Tammy
McCarthey
|
|
|
|
|
|
|
|
|
|
|
|
|
Sample Plan
|
2020
|
2025
|
2030
|
2035
|
2060
|
|
Age:
|
50/49
|
55/54
|
60/59
|
65/64
|
89
|
|
|
|
|
|
|
|
|
LIABILITIES
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Mortgage
Loans
|
|
|
|
|
|
|
Home
Mortgage
|
139,346
|
84,495
|
11,424
|
0
|
0
|
|
|
139,346
|
84,495
|
11,424
|
0
|
0
|
|
Investments
|
|
|
|
|
|
|
BeachHouse
|
125,717
|
64,997
|
0
|
0
|
0
|
|
|
125,717
|
64,997
|
0
|
0
|
0
|
|
|
|
|
|
|
|
|
Total Liabilities
|
265,063
|
149,492
|
11,424
|
0
|
0
|
|
|
|
|
|
|
|
|
Net Worth
|
3,498,623
|
4,696,551
|
6,406,265
|
7,818,142
|
17,603,036
|
|
You may
include a footnote to be automatically included at the bottom of all of your
reports,.
|
|
|
